Freelance hourly rate calculator
Turn a desired take-home income into a minimum and recommended hourly rate.
Freelance hourly rate calculator
Paste one desired net annual income per line — the take-home amount you want left after taxes and business costs — and this tool works backward to the hourly rate that gets you there. It returns two numbers: a minimum rate that covers your costs with no cushion, and a recommended rate that adds your target profit margin on top, plus a matching daily rate and the price of a typical project.
The options model how a freelance year actually works, not a 40-hour office week. Working weeks per year and hours per week set the raw time available; vacation and sick days come out of it; and billable time (%) accounts for the hours that go to admin, proposals and finding clients rather than paid work — most freelancers bill well under 100% of the hours they work. Taxes & contributions (%) is your combined income tax and social-contribution rate, annual business expenses covers software, insurance and equipment, and the unpaid-invoice reserve builds in a buffer for the client who never pays. Target profit margin is what turns break-even into an actual living — it's the gap between the minimum and recommended rate. Typical project size (hours) converts the same rate into a quoted project price, and currency code sets how every figure is formatted.
Enter several income targets at once — say a conservative and an ambitious figure — to compare rates side by side, or as one line each with its own breakdown when "Show full breakdown" is on. Numbers can use a comma or a dot as the decimal separator, and lines that aren't a number are skipped rather than breaking the calculation.
Every figure is computed on your device from the numbers you type; nothing about your income, expenses or rates is sent anywhere. Copy the result, download it as a .txt file, or send it to the input to try a different income target against the same schedule.